A credit union is a not-for-profit, democratically controlled financial institution whose main goal is to satisfy the financial needs of its members. Credit Unions are “member owned,” with each member having one vote. Greater Metro Federal Credit Union is a full-service, not-for-profit, member-owned financial institution. We are chartered and regulated by the National Credit Union Administration (NCUA), an agency of the Federal Government. Member deposits are federally insured by the National Credit Union Share Insurance Fund (NCUSIF) to $250,000.