Members Choice Credit Union opened its doors in 1932, as Armco Employees Credit Union. In 2010, Members Choice Credit Union was granted a community charter, which gives us the ability to offer membership to anyone who lives, works, worships, or attends school in the fivco area. Members Choice is a not-for-profit cooperative association formed by the people, for the people. We were specifically created for the purpose of encouraging thrift among our members, and creating a source of credit at a fair and reasonable rate of interest. As a member, you are also an owner and have a voice in the operations and management of your credit union. Our operations are controlled by a volunteer Board of Directors.