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Modestos First Federal Credit Union has been open since 1940. The credit union has assets totaling $53 Million and provides banking services to more than 3,000 members. Membership: The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state, and local government employees. Membership is also open to anyone that lives, works, worships, or attends school within the city limits of Modesto, California as well as immediate family of current members.