Credit Unions in California
California has 276 credit unions serving members across 371 cities and 52 counties. Most offer auto loans (272), checking accounts (255), and online banking (253).
Every credit union below is federally insured by the NCUA. Click any credit union to see membership eligibility, services offered, branch locations, and how to apply.
Browse credit unions in this state by 371 cities, 52 counties, 709 ZIP codes.
Cities with the most credit unions in California
- Los Angeles (49)
- San Diego (24)
- San Jose (16)
- Burbank (14)
- Long Beach (14)
- San Francisco (14)
- Pasadena (13)
- Fresno (12)
- Torrance (12)
- Bakersfield (10)
- El Cajon (10)
- Oakland (10)
- Ontario (9)
- Roseville (9)
- Santa Ana (9)
Credit unions in nearby states
Looking beyond California? Browse credit unions in Arizona, Nevada, and Oregon.
Recommended
Largest credit unions in California
- Navy Federal Credit Union — 54 branches in California
- SchoolsFirst Federal Credit Union — 79 branches in California
- Digital Federal Credit Union — 9 branches in California
- America First Credit Union — 1 branch in California
- The Golden 1 Credit Union — 63 branches in California
Frequently asked questions
How many credit unions are in California?
There are 276 credit unions with branches in California as of September 2026, serving 371 cities across the state.
Can anyone join a credit union in California?
Most credit unions have membership requirements based on where you live, work, worship, or attend school, or on your employer or associations. Many California credit unions have broad eligibility. Use Credit Union Match to find one you qualify for.
Are California credit unions insured?
Yes. Federally insured credit unions are covered by the NCUA up to $250,000 per member, the same protection level the FDIC provides at banks.