MONEY Federal Credit Union was founded in 1976 by Mutual of New York Life Insurance Company (MONY) employees who wanted an alternative to the high costs at commercial institutions. We now serve more than 4,000 members from all over the world. Field of Membership: Any person who lives, works, or attends school in Onondaga, Oswego, Cayuga or Madison County If you have an immediate family member who already has an account with MONEY FCU Businesses or other legal entities located in any of the counties mentioned above