Santo Christo Federal Credit Union was founded in 1954 to serve the financial needs of members of Santo Christo Catholic Parish and St. Louis Catholic Parish in Fall River, Massachusetts; residents of Wards Two, Three and Four of Fall River Massachusetts. In 2001 the credit unions charter was expanded to include persons who live, work, or attend school in and businesses located in the city of Fall River or the towns of Somerset, Swansea, or Westport Massachusetts, and the town of Tiverton, Rhode Island.