Welcome to Southern Mass Credit Union. Established in 1922, SMCU is celebrating over ninety years of service excellence and financially sound operations. If you are currently a member, then this web site will increase your awareness of our many services and programs. We offer a great variety of excellent services and products and cordially invite you to use them. Our knowledgeable loan representatives and well-trained staff will be pleased to assist you with all of your financial planning needs. Your expression of confidence is appreciated. You may be assured that every effort shall be made to provide you with courteous, efficient service and the best financial products available.