Transcend Credit Union (formerly Kentucky Telco Credit Union) has played an important role in the financial well-being of our members since 1934. Our first members were Southern Bell Telephone & Telegraph Company (later BellSouth, AT&T) employees, and we are proud of our heritage serving telecom employees, businesses, and individuals. The state charter conversion in December 2015 opened the door for the Credit Union to serve the Louisville, Lexington, and Owensboro communities. Membership is open to anyone who works, lives, worships, or attends school in the following counties: Anderson, Bourbon, Boyle, Bullitt, Clark, Daviess, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jefferson, Jessamine, Lincoln, Madison, Mercer, Nicholas, Oldham, Powell, Scott, Shelby, Spencer, Trimble, and Woodford in Kentucky. Transcend Credit Union has over 48,000 members throughout Kentucky and Southern Indiana and $412 million in assets. With 5 Louisville locations, and a branch in Lexington and Owensboro, Transcend Credit Union offers a full range of deposit, lending, mortgage and investment products with access through branches, online and mobile app, and extensive ATM networks.