Tyndall Federal Credit Union is a not-for-profit financial institution, made up of individuals who share a common bond. Credit unions are similar to other financial institutions in many ways, but we have one very important difference: we are owned by our members and are dedicated to serving them, not stockholders. Since the credit union is a financial cooperative, we return any profits back to our member-owners in the form of lower loan rates, higher deposit rates, and fewer and lower fees.