KCCU is a full-service financial institution serving families for decades. Your credit union provides more opportunity than other financial institutions because it is owned and governed by the people who utilize its products and services. In 1941, twelve Kellogg Company employees contributed $5 each and applied for a charter, forming a credit union to serve the financial needs of Kellogg Company employees and retirees in Battle Creek. Today, KCCU has grown to serve people who live, work, worship, or attend school in West Michigan.